On my personal blog, I made a post recently that discusses the Value of Planning.
Here is an excerpt:
In addition to unexpected expenses, how about things you know are going to happen eventually? If you knew it was something that was going to happen, there’s no excuse not to prepare for it.
Right now my mustang is still on the original tires I bought it with in 2006. I’m going to need new tires relatively soon, so I need to figure out how much 4 new tires cost, and how much I can spare each month to put away for them. That way I’ll know my timeline, and I’ll be prepared, and I’m not dipping into my emergency savings because lets face it, this was not an emergency.
Stop by and read The Value of Planning.