It’s always a good idea to review your reoccurring plans at least every quarter. I used to pay $60/month for my cellphone bill, until one day I decided to check and see what plans they offered now (since most companies change regularly), and saw that the same plan was now $40/month.
Obviously I switched, which saves me $20/month or $240/year just by a few clicks of a button. I can’t imagine most companies are going to tell you when they offer a better deal, so it’s up to us to stay on top of things 
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