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Money Tip: Make use of free

Today amazon.com is offering a free “Debt Planner Payoff” app in their app store, as part of their “Free app a day” program.

There are a lot of other free money management tools out there to take advantage of in order to save money. I list some of them when I teach my “Personal Finance 101” classes, and will share some of them here.

Tools – Credit:

Tools – Money Trackers:

  • Mint.comwww.mint.com (the most recommended way to keep track of your money)
  • Microsoft Money – While no longer being produced by Microsoft, this is by far my favorite program for keeping track of my money because it is simple and easy to use. Because of it’s discontinued development, they are offering it free to download

Tools – Debt Calculator:

  • Federal Reserve Debt Calculator – Get an estimated time frame of when you will have a debt paid off by calculating the interest rate versus how much you are making in your regular payments.  You’d be surprised at how long it will take to pay off certain debts by only making minimum payments.

Tools – Free Education:

  • Academic Earthwww.academicearth.org (free online courses from top scholars)
  • Apple iTunes Storewww.apple.com/education/itunes-u (it’s amazing how many free learning tools are up on the iTunes store or the iTunes University.  Want to learn spanish?  There’s a free podcast for that :))
  • Open Courseware from MITocw.mit.edu (MIT has opened up several basic courses for free online)
  • Open Culturewww.openculture.com (free cultural and educational media on the web)

About Crystal Groves, Google+

Crystal Groves is a farmer, web developer, musician, blogger, and personal finance enthusiast from the back hills of Maryland and Pennsylvania. She started Money Drain as a project to encourage people interested in fixing their financial situation to share their stories and learn from the stories of others. We all make mistakes, but in order to change we have to make changes.

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